Best Banking System to use: Get FREE $50.

I switched over my banking when I was going through a divorce. Still to this day, I am using it. Now I have transferred all my accounts to KeyBank. This bank has been so kind and amazing; they have truly provided amazing customer service. 

I think I have about 10 different accounts with them and I LOVE all the rewards and perks that come with this bank. It is also makes transferring money between accounts easier instead of writing checks or wire transfers. 

With the credit cards that I have now, I get cashback so that is a win-win. I have a local bank about five minutes from my house and they know me; I can rely on them and ask questions. 

Earn $50 when your friend opens a new checking account with a minimum opening deposit by December 31, 2021, and makes one $500 direct deposit in the first 60 days. Your gift will be delivered to you within 60 days of meeting the requirements if the account is still open and not overdrawn. They’ll get a great new checking account and $50, too. 

Susie Liberatore is the owner, and Art Director, of Visions2images Creative Services. She helps established businesses grow their brand awareness by using digital marketing and professional branding techniques. With over a decade of agency and corporate experience, she brings businesses’ visions to life, while watching their return on investment increase.

Susie helps businesses grow their brand presence and connect with their target audience.

The Ultimate Branding Guide to Win New Clients in 7 Days

What is an entrepreneur? 

We live in a generation where everyone wants to be a business owner, or an entrepreneur. It takes a lot of time and dedication. It never happens over night regardless of what their sales funnel says. I feel like people throw around this word entrepreneur too much. It is one of those words that people just say it and have no clue what it means. People say it when they have a ton of businesses, but non are successful. 

Here’s some thoughts for you to ingest: 

Entrepreneur is a mindset, or a way of thinking; Entrepreneurs just think and do things differently.  They have real streams of income and are always looking for new opportunities.  It means that they know their industry inside out, and use that to exploit  to create new opportunities.  Being an entrepreneur can mean knowing the failures and growth that happens each day.  There are so many opportunities out there for people to start their own business and be successful. If you ask someone what it means, you are going to get a different answer each time. I encourage you to do this, so that you can understand it from a different perspective. 

Here are some ideas that entrepreneurs have: 

1.  Think ahead – Where do you want to be in  five to ten years?   Entrepreneurs are good at thinking and try to have a vision of the future.  They find ways to achieve those goals and put things into action. They are always two steps ahead of someone else, because they see the growth.

2. Working across disciplines – Think about the picture and the impact. Entrepreneurs see opportunities in many different ways and in ways that others might not see it.  The best part though is that they are able to implement it in order to achieve those future goals.

3. Develop transferrable skills – Think about the skills you have and how you can use them daily and differently. Entrepreneurs are very diverse; they are the developer, marketer, salesman and accountant for their idea/service. They know that before they can scale they need to do it their self.

4. Meeting people – Growing a network is critical. A business will not be successful if there is no network, thus no sales.  Just by meeting people and networking you can get sales, collaborations, friendships, and referrals. Never turn someone away or burn a bridge just because you never know.

5. Be in Charge  – Entrepreneurs are generally agile and adaptable. They work around issues and find ways to improve and make things better.  They know when it is time to hire out or let go and make changes. They are constantly evaluating things, to make sure that they are getting a bam for their buck!


6. Take a risk – Taking a risk is the single most important thing any entrepreneur needs to do.  If you do not take a risk, then you aren’t going to move forward. I remember when I hired my sales coach is was a huge risk and a huge investment but I realized it was well worth it.

There are so many traits to being an entrepreneur. It is more than having one business, or two, it’s having the traits to carry out and be successful. I am sure you all have heard the saying have ‘multiple streams of income.’ The only way you can do this though is if one is successful first.

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The Best Blogging Books To Read

I really love to invest in my future and career. I try to get in books whenever possible,. Reading helps self-development in many ways, you can’t go wrong with it.

The Best Blogging Books To Read

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Five Simple Ways to Save Money Right NOW

We all want to save money, especially at the beginning of the year, every single year. We set these goals, and we do good for a day or two, then fall off the wagon. The truth is that you can save a few simple ways.

Here are FIVE simple ways to save money right NOW:

  1. Set Savings Goals

The first step is to think about what and why you are putting money aside. It can be for a vacation, retirement, or just for a savings account. You need to really break down the purpose you are saving. The objective depends on where you are and where you want to be. Set yourself milestones and goals. Check in once a month or bi-weekly and see where you are and how far away you are from your goals. 

  1. Pay Yourself First

Set up an auto debit from your checking account to your savings account each time you get paid. This action is something referred to as “set it and forget it.” The number doesn’t need to be much, but take a look back at step one and see how much you need to save each month.  

  1. Stop Smoking

My husband smokes, eh. I hate it, but it has been SO hard for him to quit. We have tried so many different options. I often think about how much we could save if he stopped smoking. If you smoke a pack and a half every day, that amounts to nearly $3,000 a year. Imagine a nice vacation you could have with that money; that is a considerable chunk of change!

  1. Take a “Staycation”

The place doesn’t even need to be anywhere close or far away, but somewhere with a bit of distance so you can truly enjoy the trip. Not traveling too out-of-the-way will save you money, while you are still able to have a little fun. 

  1. Pack Your Lunch

I am pretty adamant when it comes to taking your lunch. To prevent spending $10+ a day on a meal, I pack my own and snacks. I do manage to treat myself at least once a week or bi-weekly. By saving that money, I can put it aside into a separate bank account to see exactly how much I saved from not eating out. 

One more quick way to save: Create an Interest-Bearing Account. Many banks have different interest rates or rewards. Invest in the one that will bring the most bang for your buck. When you have a savings account, you certainly want to ensure to get a high interest rate.

Once you get a savings account built up, open a CD or emergency fund with a larger investment rate so that you can let it sit and build cash. What are some ways that you save money? Prepare for your future by always setting aside a little bit at a time over a longer period!

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5 Tips for becoming an entrepreneur

Guest Blog Post by Erika Lapean:

There is so much opportunity out there. In today’s world, the possibility of becoming an entrepreneur is everywhere. Becoming a brand is so in-your-face that it’s almost become a trend. We see it all over Instagram and social media; it seems that ever D-list celebrity now has a brand and a business of their own.

Yet in the real world, the world I live in, it still is a real possibility. I have been an entrepreneur for four years. That means I have my own business and pay real taxes each year. My mom has been an entrepreneur for almost 40 years and has started and sold various businesses. From early on I knew that creating my own path in life was my destiny. Now I’m 36 and have had two business which are drastically different from each other. One business I created from the ground up and one business I joined as an independent consultant.

I’ve been fortunate to have the innate ability to keep things pretty well balanced in my life, but that hasn’t come without a learning curve. On a daily basis I juggle so many roles: mother, alarm clock, chef, school bus driver, teacher, business owner, bookkeeper, accountant, blogger, runner, friend, daughter, wife, parent, and the list goes on, right?! Some of you even have more roles than that. It’s insane what we expect ourselves to accomplish in a day.

With all those roles at hand it can be overwhelming to think about starting your own business. I’m here to tell you that it doesn’t have to be. Part of my role in one of my business is to help others get their business up and running and off the ground. Over time you learn the short cuts, the things that work, and the things that don’t work.

Here are my tips on how to get your own business off the ground:

  1. Find something you are passionate about. If you don’t absolutely love what you are doing then you’ll really be miserable when it’s late at night and you are trying to put a few more hours into the business. Successful businesses are run by people who love what they are doing. One of the reasons they are successful is because they love it. It seems like a no-brainer but you’d be surprised by how many people don’t love what they do each day. I love working on both of my businesses! They are totally different from one another and fill something different in me. One gives me the creative outlet I need and one gives me the business and marketing structure that I look for.
  2. Research the hell out of it. Are you jumping off the cliff without looking at what’s in the water? You better not! What’s your competition like? Is there a market for your business? Is the market saturated? What makes you unique? You need to know your industry before you jump in. Just because you have an idea doesn’t mean it will work. This goes for MLM business too. What’s the track record of the company you are joining? Are they on the uphill or are they stagnant? How do they treat their employees? All of this is necessary if you really are serious about making your business a success.
  3. Make a game plan for how much time you plan to put into this business. There are 24 hours in a day and 168 hours in a week. How many of those hours do you really want to spend working on your business? What are your attainable goals? Are you committing to eight hours a day? Maybe only three hours a day? What are your other simultaneous commitments? You really need to have a concrete answer to this before you get going. If you plan to work from home (instead of an outside office), it’s easy to waste time with “time sucks.” Scrolling IG or Facebook can suck time from you. Then suddenly, that’s time you don’t get back. Figure out how much time you can put into your new business on a realistic level. You still need to sleep!
  4. It takes money to make money. I’m going to really stress this! The easiest way to start a business is to join an MLM, buy the “business starter kit” and start selling product. I’ve seen threads of women asking for a “legit business opportunity that has no start up costs.” Like really!? Ladies, that doesn’t exist! Having a business is an investment and that means making a short-term sacrifice to create a long-term, exponential result. You are going to have to spend money to make money. Just make sure that you are spending money in the right spot. Even if you choose an MLM as your way of becoming an entrepreneur, you need to spend money. Get the biggest starter kit you can, invest in creating a brand for yourself, business cards, thank you cards, a website… it’s really a must!
  5. Find a mentor. It doesn’t matter what type of business you plan to create. Having a mentor is priceless. I’ve had various mentors for both of my business and each person wore a different hat. I had a mentor that advised on social media-marketing, somebody who answered questions about corporate policy and compliance, somebody to help with accounting and bookkeeping, somebody to advise on sales, and somebody who was great at creating relationships with people. There are many different places to look for a mentor and some are paid and some unpaid, but realize that you aren’t building a business alone (at least you shouldn’t). It’s ok to pay for advice and outsource a task that you just can’t handle. Having a mentor can be the difference between giving up or growing up. Visit Erika’s website to learn more.

 

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5 Easy Ways To Make Money Without Even Trying

I love being able to make money doing nothing. Who doesn’t? Why not get paid for being on your phone and even for shopping? Right? Doesn’t it sound so dreamy?! You can… now, it’s not going to make you a millionarire overnight, but you can use this money for gifts, etc. I know because it has helped me over the years! Yes, years.

I have been a part of these programs for a long time. Here’s some information about each of them:

  1. Swagbucks: Earn $3 in Swagbucks credit for every person who signs up. You’ll earn 10% of their earnings for LIFE! This doesn’t require people to spend any money out of pocket for you!! And the more you encourage your friends to earn Swagbucks, the more you earn. You can cash in your SBs for gift cards to Amazon, Starbucks, and more. Read more about how to earn more Swagbucks here.  (HELLO birthday gifts!)
  1. Iibotta: Earn $5 cash for every person who signs up through your link! BUT you can also earn a $10 Welcome Bonus. As if that’s not enough, they also offer special incentives and bonuses throughout the year. This is another great program to promote because you are helping your friends save money while earning cash. Download the app with referral code: ocwrist (there’s something for both of us!) Read more here https://susieliberatore.com/2016/08/21/ibotta-making-money-off-groceries-more/
  2. Ebates: Earn a $15 bonus for every person who signs up through your link and makes a minimum purchase that qualifies. The company sends you a check for your earnings every quarter. This is a no brainer! You shop online and it will find deals to get you cash back., So make that money girl!. 😉  Read more about it here 
  3. Shopkick: Earn 250 kicks for every person you refer. Shopkick is an app that rewards you for going into stores or taking actions in stores, the best part is you don’t have to buy anything! You can cash in your kicks for gift cards. Use code BLUE930017 or download 
  4. Check Out 51:  Again, this is another great one. You go grocery shopping, upload your receipt, and get money back on qualifying purchases. Easy as pie and too simple not to take advantage of!  Read more about it here

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How To Make Money With Photography

Whether you take photos of food, landscapes, office decor, or even portraits, you should use that work wisely. In fact, let’s  get you paid by selling some photos! Why not put your photos to good use? Shutterstock is a great way to make some extra cash.

Often misconceptions or questions surround selling photos. Making money from selling your photos doesn’t happen over night – much like anything else.

But here are some pointers that will help you increase profit just by selling your images:

  1. Good Lighting– Make sure your photos are lit well. You should be using a flash for this, but be careful not to over expose the image either.
  2. Not over edited– Avoid using filters or any overlays on your images. Shutterstock will not approve these.
  3. Sell what they buy– This will take some time. But once people pay for an image, keep taking photos of what they are purchasing. Regardless if you like it or not, if it is selling, then it’s a go!
  4. Have fun– Don’t stress about making money, it will happen when you least expect it to. I visit the portal weekly so that I don’t go crazy wondering if I earned anything or not.
  5. Keywords– This is critical! Be sure to look at other images and take notes. This is the bread and butter to really help you sell.
  6. Plan ahead– If you are in the month of March, start uploading images of America, the 4th of July, summer, etc. People are searching for these now!

Sign up to sell photos using my credit:

The money will add up over time and you will get to enjoy your hobby at the same time., So, why not? You can always find out what will be approved via Shutterstock on their page. Again, ensure you also do not have any major brand names in the photos! There is also a lot of helpful links on shutterstock that you can find, so look around. Happy Selling!

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Get Cash Back With Your Christmas Shopping

What if I told you that you could get money back from your Christmas shopping this year? YOU CAN! Last year I made back over $100 in 2 months from Christmas shopping, plus I was able to find the greatest deals! 

Have you heard of Ebates? I am sure you have… but why haven’t you signed up for it yet? So you can get sale prices + money back. This is the BEST time for me because I do all my christmas shopping online and am able to make money back.

It’s SUPER easy.. 

Since last year they also added in store purchasing which is even more amazing.. I mean who doesn’t love getting money back just from shopping?!

What’s even better is… they even have an beats cash back button.. Where you are able to have popups whenever you are shopping so that you don’t even have to remember to go to the website and click on the sale!

The Ebates Cash Back Button is the helper you need to find Cash Back while you shop! It even applies coupons automatically at checkout so you’ll always get the best deals.

Save on the go with the Ebates App for iPhone, Android and iPad. Enjoy exclusive offers like extra Cash Back and daily deals on trending items.

Every now and then Double Up on Cash Back happens so you can earn DOUBLE on purchases! Make sure to sign up for their emails to stay in the know!! 

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Jump on this today and get some extra money this holiday season!

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What would you do with extra money???

Someone asked me the other day what I would do with an extra $100 and then an extra $500 a month. The truth is I am frugal and always turn things down when it comes to money.

So what would I do with this small amount of extra money? It got me thinking. I don’t even know! Would I just save it? Would I invest it? Would I treat myself? I don’t really know! Part of me is like I would save it but then I know I could use it for something!!!

So then I started thinking even further what I would do with$50 extra… that is such a small amount but can be a lot for those who are struggling to make ends meet. Maybe it means getting extra meat, treating their self, or simply buying outfits for kids!

I never thought about all of this until someone asked me… it really has me thinking. As much as I say I would put it into our savings account I honestly think that I would spend it. Currently we need new tires and some car maintence so I think I would use it on that more than anything, or at least put it aside to save for those items!

What would you do with extra money if you had some? 

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Back to School Gift For You!

If you are anything like me.. you love kitchen goods, AKA pampered chef! I love it all and their products last FOREVER.. no really.. my friend Angela Davis is having a great sale and she is extending this through September! It is also available to , teachers, friends, and even home-school teachers as well!

Feel free to share if you might know someone who would be interested. As an added bonus shows held in August receive an extra special goodie! Home shows are included as well!This sounds like a deal sign me up now!!

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How would you like to have more money? Take a trip? Or to have it all?! Let me show you how to make it all happen!

~Starting your very own business

~Booking a taste-testing party

~Place an order or reorder

~Fundraisers

~Gift Giving

For more info contact:

Angela Davis, Pampered Chef Director, 931-338-7555 (call or text)

www.pamperedchef.com/pws/angeladavis

https://www.facebook.com/groups/pamperedchefangela73/

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