New Ways to Save Money This Year

A New Year calls for new ways to save money and set goals. Am I right? I feel like it happens more often than not. I try not to make a ton of changes, but I know I need to make some. I put together a list for you to enjoy. Pick one or two of them and kick some butt this year!

  1. Cashback Rewards Cards

I love these perks!! You can make easy money by having a credit card and using it on your daily purchases. With the right rewards card, you can save money on anything from your regular bills to your household expenses; you name it, you can earn back from it.

  1. Switch Bank Accounts

I am in the process of doing this now. Some banks have started charging if it dips below a certain amount, etc. Look into this, and make changes. Those little fees can add up over a year.

  1. Use Coupon Apps

You can find some of my favorite choices here. I get money back just by shopping… at a ton of places. Here’s a quick recap: Ibotta, Checkout 51, and Ebates.

  1. Prepare Meal Plans

All you need to do is plan. This step will also make sure that you don’t have the same food every other night. Allow for quick meals, too, because there will be times when you need something fast after a long day… because mom life.

5. Make a Grocery List and Stick to It

I actually started doing all of my grocery shopping online. It is a lifesaver; it is the best way. I can reorder and stay focused. And, seriously, time saver y’all.

   6. Buy in Bulk, but Be Careful

We don’t buy items in bulk that we don’t think we will use swiftly enough. We buy pantry products in bulk because those don’t expire, but if you are going to purchase perishable items, ensure you can use them in a timely manner.

7. Brown Bag Your Lunch

We try to pack our lunches more often than not. I love being able to bring my meal and have limited take-out foods. It makes us more appreciative when eating out.

8. Learn to Use Up Leftovers

I am a huge fan of this action even though my husband might not be. I like to use the remaining food and cook something else from it. Whenever we have ham leftover, we create a ham and cheese noodle casserole. MMM soo yummy.

We will add more options in as time goes on, these are just some super simple ways for you to take charge of your savings now. What are some ways you save money?

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How We Saved Over $1000 a Year!

We got rid of cable.. Heres the thing, we had direct tv for many many years. They were great to us but over in time they changed their pricing and packages… To the point that the prices weren’t going to do any good for me.. I want willing to spend over $100 on cable… It would of been $122… After 6-7 years of being with them Id hope we could at least get a better deal than that? We were only spending $80 a month on JUST cable. It wasn’t worth it to me anymore. Thats over $1000/year… for what?

So we cancelled it. Then my anxiety kicked in, I go OH crap how is Antonio going to watch mickey? How can I watch ncis? So we of course improvised. But the thing about it was that we kept hearing about sling, it was seriously the first thing we got AFTER we cancelled cable. We already have Netflix, iTunes, Hulu, etc. So we had many options but none of them had Disney of course.. Spoiled kid, right?

So we jumped on the wagon to get sling. It was AMAZING.. The interface was amazing, so much easier to manage and even cheaper than cable. We literally are paying 1/3 of what we paid for cable!! We have the shows we want and we managed to be happy. It is internet and cloud based, but that doesn’t bother me because direct tv wouldn’t work when storms kicked in, so this wasn’t any different.

I know so many people willl benefit from sling, so go jump on the wagon. Once we got our sling set up we invested in getting a Roku (enter link). We also got (enter link).

I encourage you to get it – you can get 7 FREE days.. Aren’t friends awesome? Your friend just referred you to get $5 off your first 3 months of Sling TV – the only live TV service that gives you the choice and control of a customized TV Experience.
save1000

 

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Frugal Thanksgiving Decorations

There is something about the holidays that make it so much fun, do you agree? I love being able to decorate and have so many fun options for my family and guests. People always compliment me on our decorations.

I just love to decorate and have things be so pretty in my house… I love adding new items to my house each year.

Check out some of favorite Thanksgiving items for this year

  •  Orange Wheat Mix Fall Wreath
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    There is something about the holidays that make it so much fun, do you agree? I love being able to decorate and have so many fun options for my family and guests. People always compliment me on our decorations.

    Natural and refined, this Orange Wheat Mix Fall Wreath shows off all of the brilliant colors of fall. You’ll love the way this wreath looks in your home.
    Wreath measures 14 in. in diameter, Crafted of foam and natural materials

  • Happy Fall Wreath Framed Wood Art
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    This simple Happy Fall Wreath Framed Wood Art piece is the perfect addition to your home this fall. Its delicate details bring this framed masterpiece to life. Framed print measures 19.5L x 0.75W x 19.5H in., Frame crafted of wood, Tan and white distressed wood frame
  • Happy Fall Y’all Double Sided Outdoor Pillow
    Give your outdoor seating a fun, fall update with our Happy Fall Y’all Double Sided Outdoor Pillow! You’ll love its buffalo check print and hint of southern twang! Pillow measures 18L x 18H in.
  • Hello Fall Buffalo Check Table Runner
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    Add a rustic touch to your harvest dinner table with this Hello Fall Buffalo Check Table Runner! It makes a great alternative to a table cloth on Thanksgiving. Runner measures 90L x 16W in.
  • Ceramic Pumpkins, Set of 3
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    A cornerstone of fall décor, the pumpkin is one of autumn’s most recognized symbols. Bring fall colors to your tabletop with this set of fun, ceramic pumpkins! Set of three (3) pumpkins Pumpkins measure 4.5H, 5.25H, and 5.5H in.
  • Natural Woven Orange Pumpkin
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    Our Natural Woven Orange Pumpkin will bring an earthy element to your fall décor. This piece has a homey feel that you’ll totally fall in love with.

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The 3 Best Reasons For A Garden

Gardening is a great hobby to have. I love being able to get out of the house and take care of my little garden. I love how healthy my food is and how I manage to save money at the same time. There are many motives/grounds why you should garden, but here are my best top five reasons:

  1. Adose of Vitamin D. You get to go outside for a little while and soak up that sunshine. If you wanted to get a little tan, you could even do that. ; )

  2. A good work out. Carrying a watering can is heavy. Getting the garden set up is the hardest part because you have to make sure that you remove all the weeds. And Hello squats!! I mean, you have to get down and pull out all those bad weeds!!

  3. Get a little dirty. Okay, so this isn’t always a good perk, but it could be. It gives you an excuse to go in the shower, and get away from life for a little while.

So many more great benefits can be expected from gardening. But, more importantly, have fun!! Having fun and watching your little garden grow is so exciting.

Try these to help make your garden a success and allow you to truly enjoy the process:

 

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Jewelry $5 and under

The holidays are around the corner and I try to be as frugal as I can when it comes to the holidays. I like to get people a few things, so when I see jewelry $5 and under I get a little excited!! I needed to share this one with you all and hope you can enjoy this!!! 

 

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