I am making it a goal to save money this year. I know that I always say I will save, and I even set goals, but I never seem to make it work. I think we get too caught up in superficial items. We have the desire to have the newest and the best, what we think everyone else is easily affording.
When someone asks what our family wants, I usually respond with money. It may seem impersonal, but I can easily put money in an account and not feel the need to buy something that I don’t need.
If we’re honest, we all have received gifts we don’t want, and at times I feel like it was a waste of money. Then the item sits in my closet or drawer because I didn’t really like it. Maybe it’s because, as we get older, we are able to provide for ourselves. Gift cards and money are the way to go, but this isnt about that right now.
I also don’t like for my son to have all these toys! I’d rather have the memories created together as a family that we can look back on. I would much rather have money in his account instead of getting more gifts that just sit in his closet. I am sure that as he gets older and understands things more, he will want gifts, but for now let’s enjoy these moments and give him memories or cash. I am glad that I am able to save money for his account, for our vacations, and just to have for emergencies.
Here are my personal saving goals for the New Year:
- If we cancel our cable, will save $1600 a year.
- Once we successful potty train Antonio, not buying diapers will save us $500 a year.
- Cutting out a few extra also helps. For example, if we stop impulse buying at gas stations, we could potentially save $500.
If we are able to cut out these three things and stick with them all year, we could add $2600 to our savings this year. That is a lot! Putting a number on a goal helps it become more achievable, as you have something to aim for.
What things can you cut from your regular life this year? Maybe it’s the coffee you buy on the way to work or the extra snacks you get at the grocery store. Consider cutting them out, even for just a month and see what you can save. Join me on this journey and lets save some money together this year! Every little bit does help!
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