I am all about spending money, making money, and saving money. It stresses me out sometimes. I want to be able to save and be secured but it seems like we are often stuck. There isn’t one real reason why we are stuck but I would say it is because of spending.. Right?
Things come up because life happens. It sucks! We can save, but then we have to take it back out because something happened. I know you are nodding your head reading this just because we have all been there. This isn’t a secret, but often times we are ashamed.. We are ashamed because we can’t go out to dinner with our friends that night, or get those new shoes we want, etc.
The question comes up, where does our money really go?! I took a close look at where our money was going and I am happy to share it with you!
- 15% food – this is all food, groceries, eating out, etc.
- 35% housing – this is our biggest one and includes utilities for the house.
- 15% transportation – car loan and even gas or car problems.
- 10% cell phone and internet, and also our home security.
- 12% other – this includes any savings and retirement, etc (we are working hard on this).
- 7% entertainment – this is cable, netflix, etc.
What do you spend your money on? Take a look at your bank and really monitor things over the next month and see where all your money goes! I look at all of these items and wonder if there is a way to save money and where to really save it?
Yours might be different, but we take pride in a lot of debt free items (no student loans or credit cards). We say no to every debt option we can so we can keep our flow low.
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